Debt Relief Explained: What It Is and How It Works
Debt relief covers everything from consolidation loans to bankruptcy, but each path affects your credit and wallet differently. Here is how to weigh the options honestly.
George Price4 min read
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George Price4 min read
Full Recourse Debt Explained: What Borrowers Need to Know About Liability
A full recourse loan means the lender can chase your savings, wages, and other assets if collateral doesn't cover the debt. Here's how it compares to non recourse loans.
George Price4 min read
Best Credit Counseling Services for June 2026 Ranked
Struggling with debt? Compare five nonprofit credit counseling agencies on DMP fees, bankruptcy and housing services, and customer ratings to find the right fit for your budget.
Kent Gray6 min read
Re Aging Debt: Is It Legal and How to Prevent It
An old debt you thought was dead can spring back to life if you say the wrong thing to a collector. Here is how re-aging works and how to avoid…
Kent Gray2 min read
How Collection Agencies Operate and the Rules They Follow
Collection agencies chase down unpaid debts on behalf of creditors, but federal law limits what they can do. Here's how the process works, your rights under the FDCPA, and when…
Curtis Butler1 min read
Debt Buyers Explained: Who They Are and How They Work
A debt buyer, they, may now own your old unpaid bill for pennies on the dollar. Here's how the process works, what it means for your credit, and what protections…
Kent Gray4 min read
Debt Relief Before the Holidays: Should You Apply This Year
Holiday card spending is climbing again. Before you charge more gifts, see how debt consolidation, balance transfers, budgeting apps, and the snowball method stack up as ways to avoid a…
George Price4 min read
