Average Credit Scores by Gender Compared
Do men and women have different credit scores? The short answer is barely: as of 2020, women averaged a 704 credit score while men averaged 705, a gap so small…
George Price2 min read
credit score
George Price2 min read
Experian vs Equifax: Key Differences Between the Two Credit Bureaus
Experian versus Equifax comes down to this: both are major credit bureaus that gather and sell consumer credit data, but because not every lender reports to both, their files on…
Curtis Butler2 min read
Consumer Credit Explained: Types, Benefits and Risks to Know
Consumer credit comes in two flavors, installment and revolving, and knowing the difference can save you real money. Here's how each works, what they cost, and how to use them…
Kent Gray3 min read
Paying Off Student Loans With Inheritance: Does It Hurt Credit Score?
Worried that paying off student loans will tank your credit score? The dip is usually small and temporary, and the long term savings make it worth doing anyway.
Curtis Butler3 min read
Credit Ratings Explained: What Benefits Do They Offer Borrowers and Investors
A strong credit rating can save you real money on loans, bonds, and government borrowing. Here's how personal, corporate, and sovereign credit ratings actually work and what moves them.
Curtis Butler4 min read
How Collection Agencies Operate and the Rules They Follow
Collection agencies chase down unpaid debts on behalf of creditors, but federal law limits what they can do. Here's how the process works, your rights under the FDCPA, and when…
Curtis Butler1 min read
Average Credit Score for People in Their 40s and 50s
Middle aged Americans have good credit, not great. Here's why scores climb with age, what's holding the low 700s back from excellent, and how to close the gap.
Curtis Butler4 min read
Debt Buyers Explained: Who They Are and How They Work
A debt buyer, they, may now own your old unpaid bill for pennies on the dollar. Here's how the process works, what it means for your credit, and what protections…
Kent Gray4 min read
Average Credit Score for People in Their 40s and 50s
Curious how your credit stacks up? Middle aged Americans average scores in the low 700s, good but not great, and small habit changes could unlock real savings.
George Price4 min read
Credit Scores by Generation: How Age Affects Your FICO Score
Silent Generation borrowers average a 760 credit score while Gen Z sits at 680. Here is why age gaps in credit scores are so wide, and what actually drives the…
Curtis Butler4 min read
